Please carefully read these Terms of Service as they apply to your usage of the Marvel Insights website.

You agree to be bound by these Terms of Use by using the Website and app, which create a legally binding agreement between you and Marvel Insights. Do not use this Website if you do not agree to be bound by these Terms of Service.

Furthermore, we reserve the right to change these Terms of Service at any moment. Acceptance of the modified Terms of Use is implied by your continuing use of the Website.
Disclaimer
Marvel Insights (“MI”) makes every effort to ensure that the content on this website and app is as accurate as feasible. The information on this website or app, on the other hand, is given “as is,” with no express or implied warranties. There is no guarantee that any one item on this website is accurate or current.

Users who need confirmation of information on this website or app should contact a Marvel representative. marvel disclaims all liability for any loss or damage resulting from the use of the website’s information or from access to the website. All access and use is done at the user’s own risk. Marvel offers no warranty that this or any linked website is free of viruses, malware, Trojan horses, or other harmful components. Before accessing or downloading any content, we recommend that you purchase suitable virus protection and check for such malware.
Marvel Insights Copyright
All information on this Website, including text, graphics, pictures, photographs, and sound, is protected by copyright under the Copyright Act 1968 (Cth), as amended from time to time, and laws of other nations. Unless Marvel Insights has given you written permission or the Copyright Act 1968 allows it, you must not edit, duplicate, store in a retrieval system, or transmit the material on this Website or app, or any part of it (Cth).
Trade marks
All trademarks appearing on this website and app are the property of their respective owners and are protected under Australian and international trademark laws. Unless Marvel or the owner of the relevant trade mark expressly authorises you in writing, you may not use any of these trade marks (including reproduction, modification, distribution, repudiation, display, or communication of these trade marks) except by saving or printing a copy of this Website for personal, non-commercial use.
Links from this Website
Marvel has no control over the externally linked websites on the Website. Marvel Insights is not responsible for the content or up-to-dateness of any externally connected sites. A link on the Website or app does not imply Marvel’s sponsorship of the connected website or a relationship with the linked organisation.
SPAM
Marvel makes electronic addresses available on this website to make communication with our business functions easier. This should not be construed as Marvel Insights’ or the relevant addresses’ approval to receiving unsolicited commercial messages, or SPAM, as defined by the Spam Act 2003 (Cth) or any other country’s law.
Privacy
Marvels’s Privacy Policy can be found by clicking here.

The Marvel Privacy Policy only applies to information collected by us and may differ from the policies of other companies or organisations whose websites you may link to from this one. Please review the privacy policies of any other companies or organisations’ websites that you visit via a link from ours.
Liability
Marvel makes no representations or warranties about this Website or any of its content. Marvel is not liable to you or anyone else for any damages of any kind, including (but not limited to) any direct or consequential loss and losses resulting from security failure, disclosure of confidential information by third parties, or transmission of a computer virus, incurred in connection with the use of this Website and app, whether based on breach of contract or warranty, tort (including negligence), product liability, or otherwise, even if Marvel is aware of the possibility of such damages. Marvel disclaims any and all liability arising from the use of this Website to the fullest extent permissible by law.

You undertake to indemnify Marvel for any loss or liability arising from your use of the Website by utilising it. You use the Website and app at your own risk, and you accept full responsibility for any loss you may incur as a result of downloading, using, or accessing data, files, information, or other material on or through the Website and app. Marvel’s total responsibility to you for any other losses resulting from your use of the Website is limited to the minimal amount, to the extent permissible by law.
User-generated Content Terms of Use
Please read these Terms of Use carefully since they apply to your material submissions to Marvel social networks, websites, and other forms of media (collectively, “User-generated Websites”).

Marvel owns and/or operates a number of User-generated Websites that allow users to submit, post, publish, tag, or upload (“Submit”) content, which may include, but is not limited to, comments, graphics, information, photos, reviews, text, videos, or any combination of the foregoing (collectively, “Content”).

You accept and agree to be governed by these Terms of Use when you Submit Content to a User-generated Website, which form a legally binding agreement between you and Marvel. Do not Submit Content if you do not want to be bound by these Terms of Use.
You confirm the following in particular, but not exclusively:
  • You grant Marvel and its affiliates an indefinite licence to use your Content on their social networks, websites, apps, and other forms of media listed below;
  • You developed the Content or have permission from the Content’s creator to use it;
  • You have the essential rights and permissions to provide any individuals featured in the Content the right to use the Content;
  • You are at least 18 years of age.
Furthermore, we reserve the right to change these Terms of Service at any moment. Continued use of the Website constitutes acceptance of the revised Terms of Service.
Content
When you submit your Content, you grant Marvel and its affiliates a non-exclusive, fully paid-up, irrevocable, perpetual, royalty-free, worldwide licence (including the right to sub-license through multiple tiers) to use, adapt, display, distribute, modify, process, prepare derivative works, publicly display, publicly perform, publish, reproduce, and transmit your Content, in part or in whole, in any form, medium, or distribution method, for any purpose, including with other Marvel and its affiliates’ content. These uses may include, but are not limited to, posting your Content on social media platforms, apps, or websites, sending your Content through email, viewing your Content on computers or mobile devices, and printing your Content.

Any Content you submit is non-confidential and non-proprietary, and will be treated as such. Marvel may use and reproduce any Content you provide for any reason. Marvel is free to use any artwork, concepts, ideas, or suggestions contained in any Content you Submit for any reason (including, but not limited to, promoting, developing, manufacturing, and marketing of products and services). You will not be compensated for any such use. By submitting content, you also guarantee that you own the content and that Marvel’s use of it will not infringe on any third-party rights or put us in violation of any applicable laws. Marvel is not obligated to utilise the information you provide.

You acknowledge that Marvel uses both internal and external resources to generate ideas that are same or similar to your Content, and that Marvel will only evaluate your Content if you agree to these conditions.

Please email info@marvelinsights.com to request that your Content be removed from the Marvel User-Generated Website. You must include a link to the content that you want to be taken down. Within ten business days of receiving your request, Marvel will make reasonable attempts to remove the Content.
Offer in Principle Terms of Use
Marvel’s Offers in Principle programme allows students to compare their grades to course admittance requirements set by participating universities and controlled by Marvel.

These are the conditions (together with our privacy notice) that apply to anybody who uses the Offers in Principle service, both of which are subject to change at any moment. Your continued use of the service signifies your acceptance of the new conditions.

Through this service, Marvel Insights does not make formal offers on behalf of the colleges.

An “Offer in Principle” from Marvel Insights confirms that the student meets the university’s standards for the relevant programme and intake, and indicates that the university is likely to make a formal offer upon submission of a complete application.

If a student receives a “Offer in Principle,” our counselling team will contact them to perform verification checks. If these checks are successful, Marvel will send the student’s information to the relevant university via the Offers in Principle programme, and the counselling team will assist the student in submitting a comprehensive application. The institution will either confirm whether or not it has made a formal offer to the student, or it will not make one.

Within ten working days of receiving a comprehensive application, participating universities will seek to process applications for students who have received a “Offer in Principle.”

The university’s decision on whether or not to make a formal offer is solely its own, but it may include instances in which:
  • Any information provided by the student was incorrect;
  • The student does not possess the necessary qualifications;
  • The student does not comply with the visa requirements;
  • the student has previously been excluded from the university; or
  • The university is unable to contact the student.


There is no formal offer made unless the university clearly informs the student that one has been made. The student cannot – and must not – depend on Marvel’s “Offer in Principle” to any significant amount.
It is the student’s obligation to ensure that any information submitted in the application or as part of the “Offer in Principle” service is complete, true, and correct.
Marvel holds a “Offer in Principle” for a pupil for thirty days at first. If the student does not complete verification checks with our counselling staff during this time, it will immediately expire.

Students can cancel their application at any time by contacting our counselling team.

Marvel accepts no responsibility or obligation to the student if an offer is not made to the student for any reason at all because it is merely offering a matching service. Marvel’s only obligation to the student is to submit the student’s complete application to the appropriate university. Our Offers in Principle service is offered “as is,” with no warranties or guarantees, and we assume no responsibility for any damage incurred as a result of your use of the service.

For the purposes of the comprehensive application, all information submitted by the student to Marvel, including personal data, will be transferred to the institution. Marvel’s privacy notice outlines the grounds on which it collects and processes personal information.
Website Terms of Use
You also agree to be bound by the IDP Website and App Terms of Use in addition to these User-generated Content Terms of Use.